Net Worth Calculator
Add up what you own and what you owe to find your net worth, then download it as a spreadsheet you can keep updating.
What you own
Cash & bank accounts
Checking, savings, emergency fund.
Investments
Brokerage accounts, stocks, funds, crypto.
Retirement accounts
401(k), 403(b), IRA, HSA, pension value.
Property & belongings
What you could sell them for: home, car, valuables.
Other assets
A business you own, money people owe you.
What you owe
Home loans
Mortgage, home equity loan or line.
Loans
Car, student, and personal loans.
Credit cards
Balances you're carrying.
Other debts
Medical bills, money you owe friends or family, taxes owed.
Your net worth
$31,500
$53,000 owned minus $21,500 owed.
What you own
- Cash & bank accounts$11,00020.8%
- Investments$5,0009.4%
- Retirement accounts$25,00047.2%
- Property & belongings$12,00022.6%
What you owe
- Loans$20,00093.0%
- Credit cards$1,5007.0%
Quick-access money
$16,000
cash and investments outside retirement accounts
Debt vs. what you own
40.6%
of your assets are owed to someone
Take it with you
A spreadsheet with your numbers, live totals, and a History tab for tracking your net worth month to month.
Private: everything you type stays in your browser. It isn't sent or saved anywhere, so download your file before you leave.